Choosing the Right Investment Horizon for Your Mutual Fund
Last updated August 22, 2026
This IPO News guide/article covers “Choosing the Right Investment Horizon for Your Mutual Fund”. The page is organized around mutual fund investment time horizon guide, equity funds, hybrid funds, income/ credit/ dynamic bond funds, equity savings fund and medium term funds. IPO News presents the structured facts and tables in its own layout and wording.
Topics Covered
- Mutual Fund Investment Time Horizon Guide
- Equity Funds
- Hybrid Funds
- Income/ Credit/ Dynamic Bond Funds
- Equity Savings Fund and Medium Term Funds
- Short Term Funds
- Equity Arbitrage
- Low Duration and Ultra Short Term Funds
- Money Markets and Liquid Funds
- Liquid Funds
- Zerodha Trade@20
- Compare Stock Brokers Side-by-Side
Key Facts
- India's trusted financial research platform since 2015. Live IPO GMP, subscription data, allotment status, Rights Issues, NCDs and unbiased stock broker reviews.
- If you are investing in any of the above funds, the investment horizon to consider is 3 years and above. Anything lower and you expose yourself to interest rate risk, credit risk, and sometimes, even liquidity risk.
- Because arbitrage opportunities may not come up very frequently, investing in this fund for the long haul is not advisable. A period of 6 months to 2 years is the optimal horizon for arbitrage funds.
- Want to start your investment journey? Join India's Pioneer Discount Broker – ZERODHA – Free Delivery Trade, Maximum Rs 20 for F&O and Intraday, Free Direct Mutual Fund investment.
- 10 Best Mutual Fund Apps for Investors in 2025
Data Tables
| Time Horizon Mutual Fund Scheme | Upto 1 Month | 1 to 3 Months | 3 to 6 Months | 6 to 12 Months | 12 to 24 Months | 24 to 36 Months | 36 to 48 Months | 48 to 60 Months | Above 5 Years |
|---|---|---|---|---|---|---|---|---|---|
| Liquid Funds | |||||||||
| Money Markets | |||||||||
| Ultra Short Term Funds | |||||||||
| Low Duration | |||||||||
| Equity Arbitrage | |||||||||
| Short Term Funds | |||||||||
| Medium Term Funds | |||||||||
| Equity Savings Funds | |||||||||
| Income/Credit/Dynamic Bond Funds | |||||||||
| Hybrid Funds | |||||||||
| Equity Funds |
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