Tata Capital Ltd. IPO (Tata Capital IPO) Detail
Tata Capital Ltd. is a book build issue of 47.58 crore shares. The issue is a combination of fresh issue of 21.00 crore shares and offer for sale of 26.58 crore shares.
Tata Capital IPO opens for subscription on Oct 6, 2025 and closes on Oct 8, 2025. The allotment for the Tata Capital IPO is expected to be finalized on Oct 9, 2025. Tata Capital IPO will list on BSE, NSE with a tentative listing date fixed as Oct 13, 2025.
Tata Capital IPO Details
| IPO Date | October 6, 2025 to October 8, 2025 |
|---|---|
| Listing Date | [.] |
| Face Value | ₹10 per share |
| Issue Price Band | [.] to [.] per share |
| Lot Size | |
| Sale Type | Fresh Capital-cum-Offer for Sale |
| Total Issue Size | 47,58,24,280 shares (aggregating up to ₹[.] Cr) |
| Fresh Issue | 21,00,00,000 shares (aggregating up to ₹[.] Cr) |
| Offer for Sale | 26,58,24,280 shares of ₹10 (aggregating up to ₹[.] Cr) |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share Holding Pre Issue | 4,03,48,69,037 shares |
| Share Holding Post Issue | 4,24,48,69,037 shares |
Tata Capital IPO Timeline (Tentative Schedule)
Tata Capital IPO opens on October 6, 2025, and closes on October 8, 2025.
| IPO Open Date | Mon, Oct 6, 2025 |
|---|---|
| IPO Close Date | Wed, Oct 8, 2025 |
| Tentative Allotment | Thu, Oct 9, 2025 |
| Initiation of Refunds | Fri, Oct 10, 2025 |
| Credit of Shares to Demat | Fri, Oct 10, 2025 |
| Tentative Listing Date | Mon, Oct 13, 2025 |
| Cut-off time for UPI mandate confirmation | 5 PM on Wed, Oct 8, 2025 |
Tata Capital IPO Promoter Holding
| Promoter Holding Pre Issue | 95.6% |
|---|---|
| Promoter Holding Post Issue |
Note : The value will be calculated using Equity Dilution = Share Holding Pre Issue – Share Holding Post Issue
Tata Capital IPO Reservation
Tata Capital IPO offers total 47,58,24,280 shares. Out of which 23,73,12,140 (49.87%) allocated to QIB, 9,49,24,856 (19.95%) allocated to QIB (Ex- Anchor), 7,11,93,642 (14.96%) allocated to NII 16,61,18,498 (34.91%) allocated to RII and 14,23,87,284 (29.92%) allocated to Anchor investors.
Investor Category | Shares Offered |
|---|---|
| QIB Shares Offered | 23,73,12,140 (49.87%) |
| NII (HNI) Shares Offered | 7,11,93,642 (14.96%) |
| Retail Shares Offered | 16,61,18,498 (34.91%) |
| Employee Shares Offered | 12,00,000 (0.25%) |
| Total Shares Offered | 47,58,24,280 (100.00%) |
Investor Category Reservations
| Application Category | Maximum Bidding Limits | Bidding at Cut-off Price Allowed |
|---|---|---|
| Only RII | Up to Rs 2 Lakhs | Yes |
| Only sNII | Rs 2 Lakhs to Rs 10 Lakhs | No |
| Only bNII | Rs 10 Lakhs to NII Reservation Portion | No |
| Only employee | Up to Rs 5 Lakhs | Yes |
| Employee + RII/NII | Employee limit: Up to Rs 5 Lakhs (In certain cases, employees are given discount if bidding amount is upto Rs. 2 lakhs) If applying as RII: Upto Rs. 2 lakhs If applying as NII: sNII > Rs. 2 lakhs and upto Rs. 10 lakhs and bNII > Rs. 10 lakhs | Yes for Employee and RII/NII |
About Tata Capital Ltd.
Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers.
Key Offerings:
- Consumer Loans: Personal loans, home loans, auto loans, education loans, and loans against property.
- Commercial Finance: Term loans, working capital loans, equipment financing, and lease rental discounting for businesses.
- Wealth Management: Services including portfolio management, investment advisory, and distribution of financial products.
- Investment Banking: Equity capital markets, mergers and acquisitions advisory, and structured finance solutions.
- Private Equity: Managing funds that invest in companies with significant growth potential.
- Cleantech Finance: Financing and advisory services for projects in renewable energy, energy efficiency, waste management, and water management.
As of March 31, 2025, it has a comprehensive suite of 25+ lending products, catering to a diverse customer base including salaried and self-employed individuals, entrepreneurs, small businesses, small and medium enterprises and corporates.
As of June 30, 2025, it has an extensive PAN-India distribution network comprising 1,516 branches spanning 1,109 locations across 27 States and Union Territories.
In addition to the lending business, it also operates in non-lending segments like distribution of third-party products like insurance, credit cards, wealth management services to HNIs and retail clients, and the Private equity business.
Competitive strengths
- Flagship financial services company of the Tata group
- Third largest diversified NBFC in India, with the most comprehensive lending product suite
- Omni-channel distribution model, comprising our pan-India branch network, partnerships and digital platforms
- Prudent risk culture and robust credit underwriting and collections capabilities
- Digital and analytics at the core of our business
- Highest credit rating with a diverse liability profile
- Consistent track record of strong financial performance
- Experienced management backed by a team of dedicated professionals
Tata Capital Ltd. Financial Information (Restated Consolidated)
| KPI | Values |
|---|---|
| ROE | 12.60% |
| Debt/Equity | 6.60 |
| RoNW | 11.20% |
Tata Capital Ltd. Contact Details
Tata Capital Ltd.
11th Floor, Tower A, Peninsula Business Park,
Ganpatrao Kadam Marg,
Lower Parel
Mumbai, Maharashtra, 400013
Phone: +91 022 6606 900
Email: investors@tatacapital.com
Website: https://www.tatacapital.com/
Tata Capital IPO Registrar
Phone: +91-22-4918 6270
Email: tatacapital.ipo@in.mpms.mufg.com
Website: https://linkintime.co.in/Initial_Offer/public-issues.html